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Find Your Home: Owasso and Tulsa Oklahoma home buying, real estate listings, and homes for sale in Tulsa County, OK

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As top Owasso and Tulsa Realtors, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market.

We have direct access to the Owasso and Tulsa area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings.

If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time!

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Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Q	Where will you find the world's largest indoor waterfall?
A	The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble.
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Travis and Pat Winsby, REALTORŽ, real estate agents and broker for Owasso and Tulsa Oklahoma home listings, property and land for sale - NUMBER1EXPERT(tm)

Travis and Pat Winsby
Keller Williams Realty
12150 East 96th Street North
Owasso, OK. 74055
918-272-0809
918-855-4629
918-760-2233
Fax: 918-272-4742
Email: owassosellingmachine@NUMBER1EXPERT.com
The Winsby Real Estate Team - "The Selling Machine" EXPERIENCE: Top Regional Team 1997, 1998, 1999, 2000, 2001, 2002 Closed over $13,000,000 in 1999 Top Sales Associates: 1992, 1993, 1994, 1995, 1996, 1997, 1998, 1999, 2000, 2001, 2002 Top Producing Associates: 1992, 1993, 1994, 1995, 1996, 1997, 1998, 1999, 2000, 2001, 2002 Top Gross Commission Income Earnings for Entire Region, 1997, 1998, 1999, 2000, 2002

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